Friday, 31 July 2026 MUMBAI EDITION LIVE

Retired Teacher Loses Rs 1.33 Lakh in ATM Swap Scam

A 77-year-old retired teacher was duped of Rs 1.33 lakh in Jabalpur.

Mumbai Alert · City Desk
Mumbai Alert · City Desk
City Desk · Mumbai Alert News · Fri, 31 July 2026 at 09:09 am
Retired Teacher Loses Rs 1.33 Lakh in ATM Swap Scam

A 77-year-old retired teacher, Satish Chandra Bhardwaj, lost Rs 1.33 lakh after an unidentified man allegedly swapped his ATM card and withdrew money from his bank account in Jabalpur's Gwarighat area.

The incident occurred on July 10 when Bhardwaj had withdrawn Rs 10,000 from an ATM. While he was counting the cash inside the ATM kiosk, a man standing behind him told him that something had fallen on the ground.

When Bhardwaj bent down to check, the suspect allegedly removed his ATM card from the machine, replaced it with another card, handed it back and quickly left the spot. Unaware that his card had been swapped, Bhardwaj returned home.

The following day, on July 11, he received a call from his bank informing him that transactions worth Rs 1.33 lakh had been made using his ATM card. After checking the card in his possession, he realised it was not his.

Police said the suspect used the original ATM card to withdraw and transfer Rs 1.33 lakh from Bhardwaj's account. Based on the complaint, Gwarighat police have registered a case of cheating against an unidentified suspect.

Further investigation is underway to catch the suspect and recover the stolen amount. The police are also advising people to be cautious while using ATMs and to always check their cards before leaving the kiosk.

This incident highlights the need for people to be aware of their surroundings and to take necessary precautions to prevent such scams. The use of ATM card swapping is a common tactic used by scammers to steal money from unsuspecting victims.

The police are urging people to report any suspicious activity to them immediately. In this case, the quick action by the bank in informing Bhardwaj about the transactions helped to minimize the damage.

The incident is a reminder for people to be vigilant and to take care of their personal belongings, especially when using public facilities like ATMs.

The case is currently under investigation, and the police are working to catch the suspect and bring them to justice.

In the meantime, people are advised to be cautious and to take necessary precautions to prevent such scams. This includes always checking their cards before leaving the ATM kiosk and being aware of their surroundings.

It is also important for people to report any suspicious activity to the police immediately. By taking these precautions, people can help to prevent such scams and protect their money.

This incident has caused concern among the local community, and people are being advised to be extra cautious when using ATMs. The police are also increasing their presence in the area to prevent such incidents from happening in the future.

The retired teacher, Satish Chandra Bhardwaj, is a victim of a clever scam, and his case serves as a warning to others to be careful when using ATMs.

The incident highlights the need for people to be aware of the tactics used by scammers and to take necessary precautions to protect themselves.

In conclusion, the case of the retired teacher who lost Rs 1.33 lakh in an ATM swap scam is a reminder for people to be vigilant and to take care of their personal belongings, especially when using public facilities like ATMs.

It also highlights the need for people to be aware of the tactics used by scammers and to take necessary precautions to protect themselves. The police are working to catch the suspect and bring them to justice, and people are advised to be cautious and to report any suspicious activity to the police immediately.

Frequently asked questions

What happened to the retired teacher?

The retired teacher, Satish Chandra Bhardwaj, lost Rs 1.33 lakh after an unidentified man allegedly swapped his ATM card and withdrew money from his bank account.

How did the scam occur?

The scam occurred when the suspect swapped the teacher's ATM card with another card while he was counting cash inside the ATM kiosk.

atm scamjabalpurretired teacher
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